CA's Possible PP Certifications

Discussion in 'Credit Talk' started by CAwatchdog, Mar 25, 2004.

  1. CAwatchdog

    CAwatchdog Well-Known Member

    I am trying to answer the question (informally for the time being) which permissible purposes a CA could potentially certify in a contract with a CRA.

    As some are aware, a "blanket certification" may be done by a subscriber with a CRA. The subscriber certifies any number of PPs and certifies that any consumer report obtained will be obtained for one of the permissible purposes certified. The subscriber does not have to cite the particular PP each time that a consumer report is pulled in this event.

    A collection agency would likely certify which permissible purposes in addition to "collection of an account"? That is my question and I don't expect a 100% certain answer, just possibilities that are imagineable. I will name the reason for my question if asked. Context is always nice. Thanks
     

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