CASH ?????

Discussion in 'Credit Talk' started by lbrown59, Mar 9, 2001.

  1. lbrown59

    lbrown59 Well-Known Member

    I accicdently over paid my card and now have a 500 dollar credit Bal> Can i write out a 500 Dollar check to get my money back with out incurring a cash advance fee?
     
  2. GEORGE

    GEORGE Well-Known Member

    PROBABLY NOT.

    CALL FOR A CHECK REFUND.

    Or, if they do FREE balance transfers, have them send the $500.00 to another card you have.
     
  3. Mike

    Mike Well-Known Member

    you can always ask them to send you a check for $500. They should mail it out in a few days after your request.
     
  4. Alex

    Alex Well-Known Member

    You dont owe them this money, so you can easialy get it back, just give em a call and
    they will send you a check. I did this once with my JC Penney charge card and
    they sent me a check for the overpayment 2 weeks later, and I didnt even have
    to call.

    Alex
    http://www.Creditinsiders.com
     
  5. lbrown59

    lbrown59 Well-Known Member

    Re: CASH ?????
    Author: GEORGE (---.ftclns1.co.home.com)
    Date: 03-09-01 14:05

    PROBABLY NOT.
    Reply To Message = Why would there be a fee when they aren't giving me any of their money?????
     
  6. lbrown59

    lbrown59 Well-Known Member

    you can always ask them to send you a check for $500. They should mail it out in a few days after your request.


    Reply To Message =Do not want to wait that long for my money
     
  7. GEORGE

    GEORGE Well-Known Member

    READ THE FINE PRINT...

    It probably says that they will charge a cash advance fee to use the check...up to 4% extra!

    Call the 800 number and ask them for exact answers!
     
  8. lbrown59

    lbrown59 Well-Known Member

    Re: CASH ?????
    Author: GEORGE (---.ftclns1.co.home.com)
    Date: 03-10-01 17:04

    READ THE FINE PRINT...

    It probably says that they will charge a cash advance fee to use the check...up to 4% extra!

    Call the 800 number and ask them for exact answers!


    Reply To Message ==Since they aren't lending me any money there can't be a cash advance thus 4%of zero is 0:
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~FINE PRINT... probably says that they will charge a cash advance fee to use the check...up to 4% extra: Interesting point__Do you get charged for receiving the money or using the check??
     

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