cashyes mastercard ?

Discussion in 'Credit Talk' started by richie00, Jan 8, 2008.

  1. richie00

    richie00 Member

    Anyone ever heard of the cashyescard mastercard issued by Meta Bank. I received pre-approval for a $675 credit line with $370 available credit. Would this be a good card to start the rebuilding process or are there better ones out there.

    the terms and conditions are at cashyescard.com

    Thank you for your input.
    Richie
     
  2. Hedwig

    Hedwig Well-Known Member

    That's $295 in upfront fees. Doesn't sound too good to me.

    Maybe someone will chime in with a better product.
     
  3. Tegleg

    Tegleg Well-Known Member

    Holy moly!

    From thier terms & conditions:

    One-Time Account Set Up Fee: $125.00
    One-Time Program Participation Fee: $76.00
    Annual Fee: $96.00 per year
    Monthly Participation Fee: $96.00 per year, billed monthly at $8.00 per month


    There ARE better ones out there, Orchard card is one if your credit is pretty bad, alot of peeps start out with that one.

    Have you pulled your credit reports? You can get a free one each year through annualcreditreport.com Or your FICO scores? They are a bit pricey but accurate. myfico.com You may want to see where you stand. Your credit may be better than you think.

    Do some research, I would stay far away from that card.

    Tegleg
     
  4. CCN Mod

    CCN Mod Administrator

    Orchard Bank Cards on Creditnet

    Here is a link to the Orchard Bank cards we feature on Creditnet:

    Orchard Bank Credit Cards
     
  5. CORRICAMI

    CORRICAMI New Member

    Desparate Times....

    TO all out in creditland......I was approved for the cashyes card...I have premier and they are OK but u have to wait six months for limit approval and I had an emergency arise.......I used to use payday loans but after comparing the interest rates....cashyes was better. I know I know the fees kill you and if i was in another situation I would agree......I will say however that Salute visa is the WORST.....Premier will credit your account overnight and the customer service is pretty good......Salute however is only a $70 limit and they hold your money for a week before they credit it........... and have fun trying to communicate with the customer service staff.....they barely speak English!

    I wil welcome any observations.
     
  6. jjgross

    jjgross Well-Known Member

    I've been out of bk 7 for 6month's i just got a wama 1500 cl no fee's 9.9% not bad there out there just have to wait i'm going to put it in the fish tank use once or twice emergency
     
  7. CORRICAMI

    CORRICAMI New Member

    Thanx for the input
     

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