Has anyone ever dealt with this collection agency? In a effort to clean up my credit reports, the CA tracked me down and send me a letter stating that they will "If you pay 50%, we will show as settled in full and due to the dispute we will remove from your credit file" This CA is on my CR and due to dropped off in 2010. What guarentee do I have that they will remove the collection activites from my account; keep in mind that they will not remove the orginial creditor. Is there any way I can have something in writing or other means just in case they go back on their word?
What they previously sent is binding enough. If you make payment according to the terms of that communication and thereafter they fail to delete the aforesaid tradeline, that is a breach of contract. Of course, if they didn't live up to their end of the bargain, you may have to institute a civil action to enforce the agreement.
