As i posted here a few days ago - my cc application with First USA is still pending. i called them a few days ago and asked that they cancel the application - which i sent online. The cs rep said they cannot cancel an application. If i'm approved for the card (which i requested to do a bt on - when I applied online) they automatically bt the amount - so I would have to activate the card - bt the amount to a different card - and THEN close the account. I thought about this these past few days and I'm wondering; IS IT LEGAL for them not to allow me to cancel the application - which has not yet been approved or denied?
I wouldn't know if it is legal or not, however, I would send them a fax and follow with ltr crrr telling them that I withdraw my permission to access my bureau reports. Idea being (1) ability to remove inq for non permissable purpose and (2) to have the ability to sue the idiots.
