Found this in my local paper, info pulled from bankrate.com I am only listing the top 10, as the paper list 18 total. I noticed that Citibank, Nextcard, and others mentioned on this site as prime did not make the top 18 of this list) I am going to assume that getting some of these "prime" cards will take an act of Congress There is also a list for cc users who pay off their balances each month, if anyone here needs that list let me know). Btw anybody ever hear of "First Internet Bank of Indiana" they came in at #15 Pulaski Bank & Trust (APR 7.99/$35 annual/Grace 25) 800-980-2265 Wachovia Bank (APR 8.00v/$98 annual/grace 20) 800-842-3262 Metropolitan National (APR 9.50v/$25 annual/grace 25) 800-883-2511 Simmons First National (APR 9.50v/$35 annual/grace 25) 800-636-5151 USSA Savings (APR 9.50v/$45 annual/grace 25) 800-922-9092 Chase (APR 9.65v/ $0 annual/grace 22) 800-413-5661 Capital One?? (APR 9.90/$0 annual/grace 22) 800-548-4593 AFAB Industrial (APR 11.00v/$35 annual/grace 25) 800-776-2265 Amalgamated Bank (APR 11.25v/$37 annual/grace 25) 800-723-0303 AmTrust Bank (APR 11.75v/$22 annual/grace 25) 888-268-7878 Bet regards, Sam