I sent a letter to cross country bank about reporting on my cr as a charge off,in collections with a balance. I let them know it should be iibk chapter 7 and le tthem know how by not reporting it that way theyare in violation of the bankrutcy laws. After hearing nothing back from them,I called them and they said they will not report it as iibk,since I didnt pay them they are gonna keep it as a charge off/in collections. He was very rude. They will not send me anything in writing though to that effect. Anything I can do now? Called my Bk attorney but she said its basicaly my problem she cant do anything about how its reported
