Does anyone have any recommendations on how to approach a CCC, vs working with CA. I recently contacted a CA only to find out that they have been assigned the account from the CCC, meaning the CA doesn't own the account. I've seen recommendations of going directly to the CCC, as they are the ones that can negotiate a change on your credit report. What can you do if they (the CCC)don't want to work with you? Any advice is greatly appreciated.
