I closed 2 accounts and immediately disputed them as being closed on 12/31. Well I got notification the results are in, pretty darn quick wouldn't you say???? The results claim they are updated and it states closed at cosumers request, yet the account still is listed as open/never late. Something doesn't look right about this and the time frame??
I disputed an account with TU as being closed by me when actually it was not. They updated within a week. Maybe they consider that to be so minute that they make no big deal out of it. I would try again to get them to show closed, they may not be willing to take your word for that and are waiting on the creditor to report that. Its worth the try.
yes Love I think you are right. I disputed this late on 12/31, it is finished in one day(holiday). I think they just updated my statement it was closed and then they will verify with creditor. I will wait a bit and see what happens, if nothing I will call.
Experian does this to me quite frequently. I just put two accounts in dispute through CE over this very problem, since I have too many open trades. One of these was already disputed and "verified" as open this summer, even though there's no way they could have gotten verification. IMO Experian will lie like a rug and say they investigated an item when in fact they didn't do anything at all. I'd also like to know if anyone's had any luck getting EXP to report closed accounts correctly. Anybody? **EDIT** Love got her post in before me. Thanks, Love, for the tip!
