1. Mar 20, 2002 #1
   

   shopnspend Active Member

   AAGGGGHHHH...
   
   I just checked my Credit Expert score and it went down 9 points. The only difference is the% (from 61% to 59) of available credit (which is outdated credit card balances from a couple of months ago!)..
   
   I am so pissed.....

    

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3. Mar 20, 2002 #2
   

   ggb Well-Known Member

   I've been working on helping my fiancee build his credit -- he only has one cc right now, a CapOne. He paid off most of the balance last month, and his CE jumped 22 points (to 719). Apparently a lot of points are gained or lost by how much of your available credit isn't being used.

    

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