I remember a while back a few people that went for mortgages said their CE simulator was closer to the EXP score the mortgage broker got than the actual CE score you saw when you signed on. Any thoughts on this? It's say DH's score is 637 but when you go into the simulator it says around 690, which would make more sense. The only baddie he has is a PAID CA from 1998. He's at 40% utilized. Thoughts?
