Mine's up 30 points (to 678). 23 of those points were due to the deletion of a $440 derog that was due to fall off in two months, and the other 7 points were due to a 20% reduction in my revolving debt. Wonder what will happen when my recent $7,500 in paydowns on my installment loans show up? Or when my 20+ new accounts hit the one year mark? Or when the remaining two derogs on my report are finally deleted?
