Finally.... Woo hooo!!!! I've been fighting a pd charge off for 8 months, the last major derog on my Experian. It just came off today and I took a 48pt jump to 730!!!! I'm almost done. Time to kick Equifax's ass, TU and EX are history... Thanks to all who have helped me so much!
Thanks all, I really appreciate the kudos Just when I was thinking that I was done with Experian, I started playing with the CE simulator. I have a 2 year old 60(x2) day late and a 2 year old 30(x4) day late. I've disputed them 4 or 5 times over the course of the past year and a half and they are still there. I was going to leave them alone, but after today, I think that they to must go By the CE simulator's reckoning they are keeping me down approx. 70-90 pts. Now I know this is a bogus score and that the simulator is even worse, but they have to count for something. So I'm not quite done with EX. I think it's time for Doc's Nutcase letter.
