Cell phone and credit scores?????

Discussion in 'Credit Talk' started by bettercr, Jul 24, 2002.

  1. bettercr

    bettercr Active Member

    Anyone know the easiest company to qualify for a cell phone plan. What is the lowest score acceptable?
     
  2. nugentk2

    nugentk2 Well-Known Member

    Sprint has a month to month plan that gives you limits mine is at $125 then they shut it off. I was on a contract, but had a problem with their billing issues have to keep an eye out for their insufficient billing system. That is why I decided to go month to month this way I can leave if I get fed up. Otherwise, usually there is a hefty deposit $500 that most have to fork out. Not worth it if you ask me.
     
  3. jambe

    jambe Well-Known Member

    I got a phone through Cingular (then SBC Wireless) when my TU score was low to mid 500's. No deposit required, but also got three phones for two years.

    Actually, my wife did it in my name and the CSR may have fudged things enough to make the sale, because she knowingly allowed my wife to sign my name.

    I wouldn't wish Cingular on my worst enemy though, just letting you know my experience re 'easy' cell phone providers.
     
  4. jrjr35

    jrjr35 Well-Known Member

    where i live, no matter how bad your credit Sprint only requires a $125 deposit.
     
  5. direct

    direct Well-Known Member

    best thing to do is see who has the best coverage and service in your area, then get the plan, regardless of deposit required. $500 is a small price to pay considering you will get it back in 12 months, much less costly than signing up for service that has too many dead spots and bad customer service that you will be "married" to for a minimum of 12 months.
     
  6. Butch

    Butch Well-Known Member

    Here's a question;

    How can you force a cell phone to report on your cr?

    :)
     
  7. mindcrime2

    mindcrime2 Well-Known Member


    Miss a payment.
     
  8. jambe

    jambe Well-Known Member

    That's priceless!
     
  9. GatorDeb

    GatorDeb Well-Known Member

    I'm on a spending limit account with Sprint because of credit history. I think I was late once (I got the phone in December). That's when I started to do the Billpay thing. Now I pay it a month in advance (i.e. the $ is there before they print the invoice). I always pay more, from a few cents to a little over $6 now, so that my balance due always has a credit showing. I hope this helps in getting me off of it :) They charge me $3 per call. Last call I told the rep ok, I'm on a self-serve plan but the info has to be there for me to self-serve, I looked for 30 mins on the web for this answer and I didn't find it (I DID, and if it's on the web (in a logical way; i.e. finding anything on memberservices.msn.com is next to impossible) I can find it) and he waived the $3. If I can find it myself, trust me, the last thing I want to do is call and wait 10 mins for a rep.
     
  10. jrjr35

    jrjr35 Well-Known Member

    mindcrime strikes again....lol
     
  11. frencheese

    frencheese Well-Known Member

    sprint pcs approved me no deposit..pulled my experian report when it was really bad..don't know how bad but TU score was about 483

    briana
     
  12. dep_tx

    dep_tx Well-Known Member

    Sprint will start you out on a prepay plan if you have realy bad scores, but you can get a better plan after 6 mo of good standing w/ them. but you will have to call and ask for it.

    if you don't want to wait on hold say operator when CG voice propts, then say operator again when CG voice wants to ask again.

    work for Sprint =)
     
  13. GatorDeb

    GatorDeb Well-Known Member

    Yes, but then you get "please hold and a rep will be with you as soon as possible."

    I guess I had good enough credit that I didn't need a deposit, but I hate the "Limited Spending" status.
     
  14. Butch

    Butch Well-Known Member

    The question was "how to get them to report to the CRA's"?

    :)
     
  15. Kiyi

    Kiyi Well-Known Member

    Thats easy to answer, Don't pay your bill. hehe
     
  16. Butch

    Butch Well-Known Member

    Gee thanx Kiyi but that has already been suggested.

    :)
     
  17. mindcrime2

    mindcrime2 Well-Known Member


    Well, either I'm on 'ignore' or someone isn't paying attention.

    :)
     
  18. Butch

    Butch Well-Known Member

    LOL,

    She just didn't read the whole thread. Who can blame her?

    lol
     
  19. Kiyi

    Kiyi Well-Known Member

    OMG I am idjit yeah I guess I didn't read.
     

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