Cell phones after BK Hp7

Discussion in 'Credit Talk' started by teresa, Jul 22, 2004.

  1. teresa

    teresa Well-Known Member

    Does anybody have any idea who will approve a family plan after a chapter 7 discharge? Would just like to use the phone for emergency's basically or a limited bases. Thanks
     
  2. credit6949

    credit6949 Well-Known Member

    If you only want limited use then why not consider a prepaid account through AT&T or T-Mobile?
     
  3. teresa

    teresa Well-Known Member

    Can I just buy the phone from them and how are there plans, maybe I will look them up on the internet. Not plans but rates per minute? Like I said I will look them up...
     
  4. BF_Texas

    BF_Texas Member

    I was approved by Verizon Wireless about two months post BK 7 discharge in 2003. I was able to do it all on-line which was best because my biggest concern was being turned down in a store and having to deal with people face to face. It was on-line, it was easy, and they mailed the phone to me.

    My scores at the time were in the low 500s
     
  5. teresa

    teresa Well-Known Member

    Was it a pre-paid? Did you have to have a contract? How long was it? Did you have to have a deposit? Thanks
     
  6. pd11604

    pd11604 Well-Known Member

    The prepaid plans are a good alternative if you can't get a phone any other way, but the AIRTIME IS VERY EXPENSIVE when compared to a standard plan

    Maybe you could get a standard plan (not prepaid) if you agree to leave a deposit of $100 or $200? I believe Sprint had a deal like that some time ago. I don't know if they still offer it
     
  7. BF_Texas

    BF_Texas Member

    No Deposit...but I had to sign a two year agreement which isn't that big of a deal because at the end of the two year agreement, they give you a $100.00 credit toward each phone to buy a new one.

    I've been very pleased with Verizon so far
     
  8. BF_Texas

    BF_Texas Member

    Not prepaid...No Deposit...but I had to sign a two year agreement which isn't that big of a deal because at the end of the two year agreement, they give you a $100.00 credit toward each phone to buy a new one.



    I've been very pleased with Verizon so far
     
  9. teresa

    teresa Well-Known Member

    Re: Cell phones after BK Chp7

    Thanks I will see what kind of service they have here. I will try online too.
     
  10. Fosedeitch

    Fosedeitch Member

    Re: Cell phones after BK Chp7

    I got one with sprint...I filled out the online application, and then stopped before putting in my credit card information to purchase a phone. I then went to a store, as I had been pre-approved online. Got everything there...and then a week later, I got a letter in the mail saying I was denied, and could only get a pre-paid service....which was straaange since I had already gotten a phone. My monthly limit is $125, which is more than enough.
     

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