I'm due in to the trustee's office at 2:30PM CST. Wonder if anyone has any advice. My attorney seems competent, and he's basically told me what to bring. What kind of setting will it be? Will there be a judge? Do the creditors get to ask nasty questions or demand proof of various things, etc? I just wondered. Normally I hear they're pretty harmless. Questions: (1) What should I do AFTER today? I know that once the judge approves the Ch13 plan, that the final steps will include notifying all creditors of the repayment plan. At that time, should I begin to pursue free FDCPA or FCRA penalty money if the creditors don't report things to the CRA's correctly? Do they have a requirement of how to report things, to re-age, or to clear things out except for a certain verbiage? (2) What about those knuckleheads who were included in the Ch13 plan but continue to keep calling and mailing me? I smell vacation money, no? Thanks in advance.
