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Discussion in 'Credit Talk' started by Jim, Oct 10, 2000.
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Two years from discharge date is significant in being able to rent an apartment. Before two years many leasing agencies will deny you outright.
I don't know about creditors though. I don't think anything magical happens at two years, but if you have managed to get some credit after bk and maintained it well for a couple of years you should be on the right track.
I filed chapter 7 a little over 2 years ago since then i have been able to get a new truck lease and 5 sub prime cards and a sears card.
2 years is the magic number to get a federally-insured (FHA, I think) mortgage.