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Discussion in 'Credit Talk' started by worried, Apr 5, 2001.
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both just as bad.
But to a car sales person, a repo is 10x more damaging than a charge off!
Do dealerships have their own credit bureau where they look up whether there's a repo on your report?
The finance company that I got my loan from pulled TU in which my repo only showed up as a slow pay. I don't have it in Experian, just Equifax.
When I went back to the dealer to finalize the sale, the salesperson mentioned something like "the bank didn't see your repo but I was able to pull it up on my report, etc.." and tried to sell me some erroneous warranty blah blah blah..