Charge-off paid in '91 / Repor

Discussion in 'Credit Talk' started by wiser, May 5, 2000.

  1. wiser

    wiser Guest

    I appreciate reading all the useful advice I've read on this board.

    In 1991, I paid off a cancelled Chase MC, I thought this item would now be removed but I noticed they did not start reporting the item on my CR until 1996. Do I dispute this with Experian or will I risk setting off the DLA clock and have it on my CR for 7 more years?

    Also, I changed my account from a Visa to a MasterCard with the same issuer (Citibank)but they are now reporting these as two separate open accounts. Any advice?
  2. Michelle

    Michelle Guest

    RE: Charge-off paid in '91 / R

    Dispute it. You won't risk staring the clock again. I paid off a debt 2 months before the seven years was up. The creditor reported it paid and changed the DLA as the day I paid it. I disputed and the bureaus turned it into a paid, never been late.
  3. the man

    the man Guest

    ima beat some noses up in here

    mwuhhhhhhhhhhh huh huh

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