Charge off question

Discussion in 'Credit Talk' started by Wen, Sep 24, 2000.

  1. Wen

    Wen Guest

    I have to charge off's on my credit report.
    One from 96 and one from 97. My question is
    the one from 96 was recently sold to a collection agency. The collection agency is
    reporting this account as a collection account, not a charge off,on my credit report it shows the first collection date as of August 2000.

    This sounds to me like they are trying to reage this debt. Is is better for the report
    to say collection item rather than charge off.

    Any advice would be helpful.
  2. Tiffany

    Tiffany Guest

    No, both charge off and any word "collection" is considered bad remarks. See if you can get it taken off.

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