Unfortunately, I settled on a charge off with Mitsubishi prior to finding this website. I paid a collection agency and have a letter stating that the debt is settled in full, a year ago. I recently checked my credit report and noted that the charge off was still listed (not paid charge off) and it was reaged to 7/05. I just received a letter from another collection agency contracted by Mitsubishi for the remainder of the account balance, about $2000. My question is: What can I do in this situation? Mitsu reaged the charge off and never updated my credit report to show paid off (even though it's possible that the collection agency never reported back to mitsu). Do I have any case in getting the TL removed or changed to be "paid in full"? Thanks for any help.
