I just checked all three of my cr's. On two of them a tl charge off is reading 0 balance .DOLA is about 5 years ago so this is almost out of SOL. Now on one of the cr's it reads. unt Acct Status: Closed Monthly Payment: $0 Balance: $14,189 Terms: N/A High Balance: $14,189 Limit: $14,700 Past Due: $2,278 Remarks: Canceled by credit grantor Payment Status: Charged off as bad debt. So isn't this balance supposed to read ZERO??? And what about the past due remark? As I said nothing has been paid on this for over FIVE years. Do I dispute and if so what do I write for this? Thanks
It doesn't said sold bit on the other two cr's tradelines it is reading charge off sold. I KNOW it has been sold to a JDB (CACV) What about the past due? Thank You
I did and now all three are reading zero according to my true credit online update. Thanks again :: )
You know, I have not worried about my scores, as I don't need to finance anything. I did check the fakos and all of them are in the mid 650's. I will like it though as the end of this year all my baddies will be coming off, and I only have one more debt to deal with which is almost out of SOL as well, and then no more debt, if I get the award taken care of. : )
