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Discussion in 'Credit Talk' started by Positive, May 4, 2001.
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In most cases they can
Sorry to say but in most cases yes they can. I went over an auto loan contract from a large lender last month, which had it in writing that the interest rate could and would be in effect even after the loan went into default and after the repo as well.
This may not be true for all contracts but most do have this.
Have you called them and tried to work out a one lump sum pay-off amount for say 30% to 50% of the charged off amount excluding an interest?