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Charge offs changed to paid

Discussion in 'Credit Talk' started by bigmon, Sep 18, 2002.

  1. Sep 18, 2002 #1
    bigmon

    bigmon Well-Known Member

    I disputed 3 charge offs as not mine. Two of them came back as paid charge off.

    Since I didn't pay them should I leave it like it is or risk them putting it back as unpaid? It didn't change my score either.
     
  3. Sep 18, 2002 #2
    jjulez

    jjulez Well-Known Member

    How old were these charge offs?
     
  4. Sep 18, 2002 #3
    bigmon

    bigmon Well-Known Member

    About 15 months.
     
  5. Sep 18, 2002 #4
    jjulez

    jjulez Well-Known Member

    that's TERRIFIC...did you use the generic dispute letter? what exactly did you dispute?
     
  6. Sep 18, 2002 #5
    bigmon

    bigmon Well-Known Member

    I just disputed as not mine with the CRA. The first time it came back verified so I tried it again and 2 of the 3 came back as paid charge off with a R9.

    I'm thinking I should leave it alone for now since I still have 10 other charge offs to deal with.

    Any thought are appreciated.
     
  7. Sep 18, 2002 #6
    jjulez

    jjulez Well-Known Member

    I would lay low for a bit...wouldn't want to ruin a GOOD thing going on... :) Great Job!
     

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