Over the last few months i was successful in garnering a 5 yr payment plan with a < 10% interest rate with 2 cards i have with BOA that were in my name. I answered some quesitions over phone re wages, mortgage, other debts, etc. I am trying to do same w/Chase and learned that it is referred to as Hardship application. Does anybody here have experience doing this with Chase? If so, what can I expect and how do i prepare?
