Chase Approval Process

Discussion in 'Credit Talk' started by NJones, Sep 13, 2003.

  1. NJones

    NJones Well-Known Member

    Does Chase normally make you wait 30 days before they tell you you're approved or denied?

    I was initially denied, then they put in the request for reconsideration on 8/17/03. Still no update on their online status app. Just wondering if this is a good sign or not. I'm fighting the urge to call... If it doesn't update by 9/18/03, then I'll call.
     
  2. faztcobra

    faztcobra Well-Known Member

    If you did it on 8/17, I'm sure they'd know by now. It's been almost 30 days. I'd go ahead and call. I applied online and wasnt approved or denied instantly. I got an email 2 days later saying I could check my status.
     
  3. fungifish

    fungifish Member

    Chase's approval proceess is somewhat archaic (you could say).

    They can take up to 30 days (no kidding!)
    Especially if they need to verify your address/SSN.


    Does anyone have any other experiences? - I'm still waiting.
     
  4. willgator

    willgator Well-Known Member

    I apply on line then call the next day ask to speak to a credit analyst and bam approved in 2 minutes.....
     
  5. dwooley

    dwooley Well-Known Member

    Tried this month. Applied on the phone. Got a call next day to verify info and was told I am approved. Card arrived a week later.
     
  6. kimprtices

    kimprtices Member

    SCORES???????????????????????????????????
    ANY DEROGS????????????????????????????????
     
  7. fungifish

    fungifish Member

    Approved. They had to verify my information. EXP > 700 EU > 700 TU ~680s
     
  8. dwooley

    dwooley Well-Known Member

    Re: Re: Chase Approval Process

    score 730 to 750 range, no derogs but many inquiries.
     
  9. iambroke

    iambroke Well-Known Member

    Applied for a chase perfect card online last month.
    Within 2 days got a response, clicked on the site and was approved for 4K limit.

    I have a chase platinum card and my mortgage thru them so that may have helped with approval.

    No derogs on my report...just alot of credit I have.
    My score with TU was 689 and I believe that is the report they pulled.
     

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