Chase Partial CR Line Increase?

Discussion in 'Credit Talk' started by kevinw01, Mar 28, 2003.

  1. kevinw01

    kevinw01 Well-Known Member

    Hello There,

    I just talk to customer service to request for a cr line increase trying for an additonal $3500 and the rep told me that I was partially approved for $500 and the remaining $3000 was forwarded over to credit for a review... what's my chances of getting approved for the rest... anyone that has chase please let me know.... I have the card for 5 mons....

    Thx,

    Kev
     
  2. Geo

    Geo Well-Known Member

    They will check you TU (Hard inq) and see if they grant you more credit. Two weeks ago I asked for 3k increase. like you the cust rep approved me 1.5k immediately and the other 1.5k was sent to the credit dept. I received the full 3k three or four days later. My limit went from 7k to 10k.
     
  3. Geo

    Geo Well-Known Member

    You should have the card for 9 months for a cr limit increase the first time.

    Sorry, but I think they won´t give you the remaining 3k increase at this moment.
     
  4. kevinw01

    kevinw01 Well-Known Member

    Hello Geo,

    Congrats on your full credit line increase.... I will wait and see and will post on the results....

    Thx,

    Kev
     
  5. lakpr

    lakpr Well-Known Member

    Hi,

    Had the same experience with Citi ... I asked for $2000 increase in credit limit, and they said they would have to pull a credit report for that amount. They can approve me for $1200 without the CR pull, so I took it, and did not press for the remaining amount.

    Just sharing my experience ... apologies if I seem to be butting in with info about Citi in a Chase thread

    :)
     
  6. GEORGE

    GEORGE Well-Known Member

    My current CHASE went in the SOCK DRAWER...SINCE I GOT "JACKED" TO 16.24%...

    When the 0.00% BT is gone...(08/01/2003)...they WON'T even get $0.01 @ 16.24%
     
  7. GEORGE

    GEORGE Well-Known Member

    I was looking for an AUTOMATIC "PRE-APPROVED"~~NO "HARD" limit increase...2+ YEAR OLD ACCOUNT...NO LIMIT INCREASE!!! Just another reason for being in the SOCK DRAWER!!!
     
  8. Epitomee

    Epitomee Well-Known Member

    I just got my card and I called the rep and she said that CK increases are normally given in 6 mos without a credit report pull. I am going to wait until December before I see an increase. The increase that Chase gives is based on your payment history. So I have used my card to about $100 and then I am paying it all back next week. That way, when my times comes up, they will just give me a nice little boost.
     
  9. GEORGE

    GEORGE Well-Known Member

    UYGF
    2+ YEARS...NONE!!!
     
  10. Epitomee

    Epitomee Well-Known Member

    well they started me out with a $200 cl. I don't need a huge limit based on the fact that my real goal is to buy a house.
     
  11. kevinw01

    kevinw01 Well-Known Member

    Hello There,

    I call today to find out the status on the pending part of the credit line increase, denied due to excessive accounts with balances income not sufficient for the additonal cr line requested... they only approve the $500 oh well is better than nothing at all.. the rep saids wait for six months and try again maybe an automatic will be granted at that time oh well too bad.. :(

    Thx,

    Kev
     
  12. Geo

    Geo Well-Known Member

    Sorry. i also suggest you to wait 6 months and call again. Sometimes they will also offer cr line increases before that if you transfer from another account to Chase. They will advice you.
     
  13. GEORGE

    GEORGE Well-Known Member

    Re: Re: Chase Partial CR Line Increase?

    I would be happy with an increase of $200!!! (show me they are trying)

    BUT THEY WON'T EVEN GIVE ME $5!!!!!!

    THEY DON'T WANT MY BUSINESS!!!!!!!
     

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