Chase Perfectcard or Ult. Rewards

Discussion in 'Credit Talk' started by Siren, Jan 19, 2004.

  1. Siren

    Siren Member

    Chase is transfering all Stockback cards to the Perfectcard. As I don't need the gas rewards would it be better to request the Ultimate Rewards card?

    What happens exactly when a card is 'transferred'? Would I still be entitled to the 3 months left at my intro APR?
    I have to give Chase a call because I'm also concerned about the few bucks I earned so far that was to go into the Stockback fund.
    I've been charging/paying down this card for all everyday purchases to get the flat 1% for my stockback mutual fund.
    I'm pissed.
     
  2. GEORGE

    GEORGE Well-Known Member

    It was mentioned that the STOCK BACK card was all but USELESS anyway for "PLAYING THE STOCK MARKET"

    I DUMPED CHASE...SO I WOULD NOT KNOW WHICH CARD TO GET WITH-OUT DOING RESEARCH...

    You could look here...that is a good place for RESEARCH...

    http://www.cardoffers.com/

    Card Categories

    Reward Cards

    Category Specific

    Selected Cards

    Card Issuers

    View by Ratings

    Alphabetical Search
     
  3. steve

    steve Well-Known Member

    I'd pick the Perfectcard because the rebates are automatically credited towards your next month's bill, no need to redeem anything. You also get 1% back on all non gas purchases.
     
  4. Siren

    Siren Member

    Thanks for the info.
    It seems as if Stockback cardholders do not have a choice. A Chase rep told me that it will happen automatically and that the Ult. Rewards card isn't a option because its a "new card on the market."

    New card. New card #. A hit to FICO because of the new account. Great.
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: Re: Chase Perfectcard or Ult. Rewards

    They "MAY" just change your account number as it reports on your credit report...

    5288-2589-2588-XXXX
    OPEN 01/2001

    TO

    5289-2598-1000-XXXX
    OPEN 01/2001

    YOU "MAY" ONLY HAVE ONE SHOW
     
  6. steve

    steve Well-Known Member

    Re: Re: Chase Perfectcard or Ult. Rewards

    This is really strange because just a couple of months ago I actually traded my Stockback card for the Perfectcard. I do use the new card a lot as opposed to the Stockback which had months of no activity. I hope I didn't start the trend here. BTW after trading, the 3 year history did transfer over to the new card.
     

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