When you receive your card, check on the pricing plan that the Chase assigned you to. If you are not on the elite/premium pricing plan, YOU WILL NOT RECEIVE THE SIX MONTHS ZERO PERCENT, AND YOUR APR MAY BE AS HIGH AS 19.8% I read the fine print and called and confirmed, my card is going in the sock drawer (it does look nice, other than that it's worthless)
What was your TU score when you applied? They sent me a offer letter for a chase plat, but I am not sure if a 655 would get me approved.
Call Chase Retention at 1-800-345-8089 When you call tell them that you had applied for their card so you can USE it, but you CAN'T USE IT based on these terms. You were hoping to get 0% for x months, is there anything you guys can do? I called when we first got our CHASE card, and we were FIRST given 19.24% APR (not acceptable). Called Retention and they gave us 0% for 9 months, then 8.99% var apr (prime + 4.99). They altered their pricing to be my least expensive card! Call them before sock-drawering it. You might be suprised!
Chase retention is golden. Thank you. Rates lowered and 0% offer honored. I did a BT right away. They offered me a rate comparable to what I get from Citibank. 19.84% was just out of this world.
MINE IS CLOSED... HERS WAITING FOR <CREDIT BALANCE> REFUND... Sent E-MAIL asking them if they need any business to match what "WE" have 1.90% to 5.90% or a 0.00% offer for one year... NO ANSWER YET Hers is in the SOCK DRAWER... Debating on "IF" she will keep it...(only one card has a LOWER CREDIT LIMIT) 7.99% IS EXCESSIVE
George, How come ??? You don't say anything about 9.99 from Citi but you do complain about 7.99 from Chase ???
Re: Re: Chase Plat (be warned) ...AND I am not paying ANYTHING over 5.90% (as of yesterday when CHASE @ 7.99% was PAID IN FULL)
Re: Re: Chase Plat (be warned) Well they don't give me mine 5.90 (Prime + 1.90) ...so I am closing Citi forever...
Re: Re: Re: Chase Plat (be warned) They give me 4.00% fixed until paid...that's OK...but I don't like my purchase rate which is 9.99 now...
Yes it is! I already had the 0% for 9 months, but my initial purchase % was 15.99(Premium Pricing). I just gave that number a call and they dropped my rate to 9.99%...5.9% + prime. Still not my best rate, but after I use them a little bit, I'll call back and ask for more. Thanks for posting the number David!
