$6000 CL. That's certainly good enough for me. I don't know what the interest rate is, but I'm pretty confident it's going to be competitive. Thanks Creditnet !!
Congratulations!!! I think you'll like Chase. I have been with them for 2 years and haven't had a major issue yet. Customer service has been great. My only beef is that you have to take a hard inquiry for a requested credit limit increase. However, they do monitor your account and do give automatic increases. My limit has increased by $2,500 (without a request) since I have been with them. Enjoy!!
thanks miles. And I'll be careful about applying for an CL increase, I don't need any more hard inquiries.
Congrats on the Platinum! Got mine 3 weeks ago (offered and approved at the Chase ATM). Got 12.9% APR when the card came with 0% on BTs. Guess what I did (BT'd.....).
Thanks ! I'll have to call to see if I can get that 6.99% that some lucky Creditnetters have. Hopefully, they'll give it to me soon.
I had to call their "special" 800-number to get it, and I waited about 5 months after getting the card to call (so I forfeited 1 month of the 0% period). Don't remember what that number is, so you'll have to do a search on the board.
CONGRATS! ON YOUR NEW CARDS, BUT WHAT I WANTED TO ASK YOU IS WAS YOUR CREDIT SCORE HIGH? DID IT PLAY A BIG FACTOR? AND CAN YOU TELL ME WHERE TO GO TO LOOK THIS NUMBER UP?> THANKS,
Today I called for more bt checks and they're like, "you can bt over the phone but the checks in the beginning were just a promo." WHAT?! "Ma'am you can use the 0% bt rate til it's over though, you just have to call to bt." Weird.
Wow. I have to be totally honest here. I was really happy I got my platinum card...but...I always pay online, and Chase's web site is TERRIBLE !! Did you all know that Chase charges you for "same day" payments ????? Citibank doesn't ! Also, I get alot of "this page not available"s. For the regular online payments, they take 3-5 days to post !!!! I hope I didn't waste an inquiry here...
Hey, tobasco. I also use online payments and they usually post to the account within 24-48 hours. I have never had to wait more than that. I usually pay on a Thursday or Friday in the AM. Maybe that makes a difference? Have you had a problem with payments posting? Also, I have noticed that it is better to view your account using a Netscape browser instead of IE. I have had the same problems on occasion when viewing my account (not only with Chase, but others as well). Maybe that will be work better for you.
Thanks for the tip, miles ! I just got the card, and immediately signed up for the online payments. Thats good to know that they're processed quickly.
I agree -- IE doesn't work well with the chase online interface. I bank with Chase as well, so online payments post immediately as long as I do it from my checking account. ======= Scores now will take a ding (Chase & Citi Plat / Target Card in 1 month): Efx 666 Exp 686 TU 690
My Chase cards are my best cards. I have a Chase Gold Visa ($16,500 limit) and a Chase Platinum ($8K limit). I just got some BT checks from Chase the other day for the Visa Gold account. I have had this card for a couple of years. Anyways, the BT checks I got are for 3.99% fixed UNTIL IT'S PAID OFF! That's right. $16,500K @ 3.99% until it's paid off. All you have to do is make your payment on time. I have a Bank One Platinum (originally Partner's First, then First USA) that offered 5.99% until the BT is paid off about a year ago. You bet I used it! Oh, and none of the above mentioned cards have an annual fee, nor did I pay a BT fee. Chase is awesome in my book.
Thanks ! I only got approved just over a week ago, and already Chase is now listed on my EQ and EX reports. Now that is fast.
Hey GEORGE ! Sorry you've been having problems with Chase. Did they ever repair that bogus 30-day late that you mentioned ?