Chase Platinum offer

Discussion in 'Credit Talk' started by Joan, Dec 23, 2000.

  1. Joan

    Joan Guest

    I got an offer for a platinum at 9.9 for 6 months up to $15K. I wonder how they determine the criteria for making this offer. I have virtually no credit file, except for 5 trades, 3 pd installment loans from '96 (these were all the same Home Eq loans, the bank merged with others 3 times in 2 years, but each show a 0 bal paid as agreed) and a current AU credit card with $800 limit and 1 collection. I am declining that offer for the moment.
  2. average jo

    average jo Guest

    They will decline you.This card is very hard to get.Chase is very tight with their lending decisions.You have to have a perfect credit record,and a current payment track record at all times.I wouldn't apply for it if i was you.
  3. Kevin Yaeg

    Kevin Yaeg Guest

    Chase does offer a secured Mastercard and you may obtain an application by calling (800) 48-Chase

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