I was denied for a Chase card that pulled TU, but now it's a clean report. Can I ask for a manual review and have them get or send them a new updated report. Also do they have a 30 or 45 time limit before applying again? What is their minimum score anyone know? I have a 650 right now with 1 collection account for $179 that should be deleted tomorrow. I dont know what that will do to my score.