WHAT A CROCK OF SH*T!!!!!!!! APPLIED FOR THE CHASE UNIVERSAL M/C... DENIED------>"YOUR CURRENT ACCOUNT STATIS IS UNSATISFACTORY" I CALLED THE 800# AND SHE SAID I HAVE "PREFERRED STATIS...NO OVER-LIMIT...NO LATES...2+ YEARS...SHE THINKS IT IS A MISTAKE" SHE SUGGESTED I CALL OR WRITE NEW ACCOUNTS AND GET AN ANSWER... I HAVE 0.00% BT TILL 08/01/03...IS THAT WHY I HAVE UNSATISFACTORY STATIS???
First LB gets accused of working for the evil forces of FICO and now George gets turned down for bad credit?!?!?! The world is turned upside-down.
GEORGE what the hell, that's 2 in a row tell that damn woman to resubmit your app why the hell should you have to waste your time.
I found a FAX # (on PFB) for CHASE MANHATTAN BANK and I am typing a letter asking for them to explain HOW MY CURRENT ACCOUNT 2+ YEARS OLD IS "UNSATISFACTORY" I also am going to DEMAND they remove the TRANS UNION inquiry!!! If my current account is "UNSATISFACTORY" how would pulling a credit report change anything on the UNIVERSAL ENTERTAINMENT MASTERCARD APPLICATION!!! I don't care if they give me the card anymore!!! I GIVE UP!!!
I already printed my FAX...just gotta send it. I asked why I have a bad account...(EXPLAIN IN DETAIL) Asked why they never called me or wrote me a letter about my BAD ACCOUNT... Why did they pull a credit report??? How can the credit report change such a BAD ACCOUNT... REMOVE THE TRANS UNION INQUIRY PLEASE... IF THIS IS SUCH AN "UNSATISFACTORY" ACCOUNT...WHY DID THEY GIVE ME 0.00% TILL 08/01/2003???
You can't trust Chase. Chase changed terms and raised the interest on me in spite of a 7 year perfect payment history with them, no derogs, and 700 scores. With Chase the "right relationship" means nothing. It happened right after I applied for their online card management service so I could pay my credit card online. My address had changed (I used my street address rather than my P.O. Box) so they asked me for further confirmation in the way of a driver's license and utility bill for "security reasons". I had already signed up at their site to view my credit card statements and had gone through all the security precautions to get that far. Why they have another "application" to pay the credit card bill online is beyond me. I resonded briefly that I would just pay from my bank and withdrew my request to use their online service. I got the change of terms a month later. When I asked for a written explanation they were vague and the rep gave herself away when she asked where to send it. Duh? The same place you always send my credit card statements. By her awkward pause, it was obvious my "change of address" bothered them but they sited "too much available credit" and "too many obligations" in their explanation. Beware that Chase will use information gathered in their lengthy, detailed, two-tiered, online card management application process elsewhere. Woeful TU 731 EXP 709 EQ 697
Beware that Chase will use information gathered in their lengthy, detailed, two-tiered, online card management application process elsewhere. Woeful ======================================================================================================================================================= Beware that Chase will use information AGAINST YOU gathered in their lengthy, detailed, two-tiered, online card management application process elsewhere. The END ************************* LB 59
Ahh Chase. The only card in our portfolio that will be run over by a car the moment we pay it off and close the account. We have a Visa Platinum. When we got it it was %0 for balance transfers for 6 months, so we transferred a high APR balance from another card and paid it off withing the 6 months granted. But then we were deep in cash flow trouble and in the process of maxing out credit cards. So Chase after 2 months of some normal (%9.9 if I remember correctly) APR, jacked it up to %22.99 or something like that. WOW. Their explanation? Balances too high on other accounts. High balances didn't bother NFCU, BoA, AmEx, MBNA and Citibank. Chase, of course, saw it's only chance of taking care of our money and they jacked the rate. And no, they won't lower it although our utilization is much lower now. PawMix
Re: Re: CHASE SAYS I HAVE BAD CREDIT!!!!!! Their explanation? Balances too high on other accounts. PawMix ================================================================================================================================================================================================================================================================== Shady deal.
Re: Re: CHASE SAYS I HAVE BAD CREDI Thanks for letting me know. Chase is a pretty respected bank where I live, but they sent me an offer and it looked pretty bogus compared to the other offers I received so I passed on it. Thank goodness! And thanks so much for the info.... I love this site!
Re: Re: CHASE SAYS I HAVE BAD CREDI lbrown59 PLEASE CUT DOWN THE "WIDENESS" OF YOUR ==========================
Re: Re: CHASE SAYS I HAVE BAD CREDI I too hate Chase. Their classic card was one of the first cards I got. They NEVER increased the limit in 3 years - while I was getting Platinum cards with 5k+ limits, they refused to raise me at all. I paid them off and it sat unused almost two years and nothing! I called to cancel them and they didn't even try to keep me. They just said OK, your card in now canceled. Every other company at least wants to know why your canceling. Oh well, never again with Chase.
Re: Re: Re: CHASE SAYS I HAVE BAD CREDI How much to wide is it? I don't quite understand your request or why you find it a problem. What makes any difference if it is a full line partial line or anywhere in between? Are you talking about the width of it in all post some post or in certain post in particular?
Re: Re: Re: CHASE SAYS I HAVE BAD CREDI GEORGE, Sorry to hear about this. But I can believe it. I too had a Chase card, and they sent me a "preapproval" for a platinum card. Of course, it was before I knew about this site, but I think it said something like "you can't be turned down." Maybe not for a card, but I sure didn't get the terms advertised. Instead of minimum $10K, up to $100K, 9.9% APR, they send me a "classic" card for $2K at 22.9%!!!!! I cut it up and sent it back, canceled my other credit card with them. I have an unsecured line of credit with them which I think I will also close shortly. I certainly would never apply for a card with them again.
Re: Re: Re: Re: CHASE SAYS I HAVE BAD CREDI ================================================================================================================================ ALL YOUR "=" ARE TOO WIDE... YOU MADE ME MOVE THE BOTTOM BAR TO READ IT ALL...I usually don't have to do that...THAT IS ALL... Is it just a NETSCAPE problem???
Re: Re: Re: Re: CHASE SAYS I HAVE B GEORGE.. i'm on netscape too... I have dee same problem... anyone on IE have the long lb post??
Re: Re: Re: Re: Re: CHASE SAYS I HAVE B What do you mean by length of post ? Why aren't you having the same problem with other posters whose layout are no different than mine?
Re: Re: Re: Re: Re: CHASE SAYS I HAVE B LBrown: you will have to delete the text below is too long!. : """""""""""""""""""""""""""""""""""""""""""""""""" What Is Validation? http://consumers.creditnet.com/stra...ht= validation '''''''''' `````````` '''''''''' It's not what you spend it's how you spend it. ----------------------------- BACKGROUND: 1*Asset Management 19Years 2*Financial Services 19 Years 3*Insurance 19Years 4*Stock Market 19 Years 5*Owner of - BUDGET HOMES CO. 30 Years ~~~~~~~~~~-----------~~~~~~~~~~----------~~~~~~~ You did not damage your credit in a day-They screw it up instantly ! ----------~~~~~~~~~~-----------~~~~~~~~~~-------------- LB 59
