I applied for the Chase Walmart MC today and got this message: "Your application requires further review before possible approval. We will be contacting you within 30 days regarding the status of your application. If you have any questions in the meantime, kindly call us toll free at 1-877-364-4132 Mon. - Fri. 8 a.m. - 10:30 p.m. and Sat. - 9 a.m. - 8 p.m. Eastern Time." My TU CreditXpert score was 665 with only one 30 day late from 5 1/2 years ago. I would have expected a higher score...geez. Anyone been approved after receiving that message? Thanks in advance.