Discussion in 'Credit Talk' started by pat, Nov 16, 2000.

  1. pat

    pat Guest

    I just got a solicitation for a Chase Visa. I don't need it- just got the Citibank AA.

    Question- is Chase deserving of pennies in the return envelop?
  2. the other

    the other Well-Known Member

    Hell No!

    Chase is good!
  3. S.D.

    S.D. Guest

    Citibank AA is a prime card, right? How long should you wait before applying for a prime card (considering no lates, overlimits, etc.) if you have a sub prime card??
  4. roni

    roni Well-Known Member


    I had terrible credit in 3/00. I got my collections paid and cleaned up a bit in 4/00. Then I got subprime cards like providian (4/00), orchard (4/00), cap1 (11/99). I got Chase in 8/00 and in 9/00 I got Citi silver and gold. So from 4/00 to 8/00 after have no recent lates or collections (my newest late/collection was 4/99 at that point) I got 2 very nice cards. Hope this helps.

  5. S.D.

    S.D. Guest

    Thanks, Roni! =0)
  6. pat

    pat Guest

    how long??

    I don't know. I have '95 paid charge off and paid collection. I had a settled (less than full amount) charge off that just dropped off a few months ago- it was poison. Paid is much better than settled. I've had sub prime cards since '97.

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