I started only a month ago. So far heres what i got... letter from gulf state, will delete collection acct (at&t). i disputed, not mine. email from library, will have collection deleted. I paid it, then drove her nuts to get their CA to delete it after posting it as paid collection. bestbuy collection, i paid it off in 96, but they failed to report that. I called them, they updated as paid. still a paid collection, but falls off in feb. (Should I call bestbuy and see if they will delete it early since they reported it wrong for 6 yrs? or just wait it out) Sears charge-off, deleted today. was from 12/95. Any advice on dealing with the RMA for that same sears acct? They have my DLA as 8/96, which is wrong of course. Right now it is 'consumer dispute-reinvestigation in process' on equifax. Not bad for less than a month. I'm still a newbie, but I can attest that being PROACTIVE pays off!
Way to go, trout!!! Dispute that Best Buy as obsolete. A lot of times they will delete if its under six months until it is supposed to come off anyway L
Again...thank you guys for all the help! This place is a wealth of information and a great group of people. Anyone have any ideas to get the RMA fixed? Anyone have any luck with RMA and them reaging accounts? The original creditor is dropping from my reports already. You guys rock! thanks!
Hey Trout, Way to GO!!!! Keep up the good work. I don't have any advice to give on the RMA, but try to do a search on it. I remember some topics posted on it. It may help ... UNLV34