Hi Everyone! The credit gods are really on my side! -I recently posted about my success with capital one through planetfeedback.com. I said how I got capital one to: -increase my credit limit 200.00 on both my mastercard and my visa (both secured cards) -decrease my interest 2% -refund my annual fee on both cards -combine my mastercard unto my visa ALL IN 2 MONTHS OF THE ACCOUNTS BEING OPENED. Heres my recent update/success with capital one! -My mastercard is in the process of being combined onto my visa. -When my cards get combined my limit shoud be 1200.00 -I JUST RECENTLY FOUND OUT THAT NOT ONLY IS MY CARDS GOING TO BE COMBINED, BUT MY LIMIT IS GOING TO BE 2400!!!, IM RECIEVING A 700.00 INCREASE! THIS IS GREAT! -Im getting so good at this! Psugirl (off to work)
What was your credit standing before you applied for the cards? And did you say that you had them only 2 months before doing this?
I see I need to call about reducing my interest rate and refunding of my annual fee. I wanted to wait a month after the increase I received in April. Congrats PSUGirl, I went to PSU main campus from 89-91 (transferred to Pitt) Mike G.
I applied for the both cards by the internet. I printed out the application and sent in a deposit: the visa required a $49.00 deposit the mastercard required a $99 deposit then few weeks later, i recieved the cards. Also, The person from the executive offices OF COURSE knows that my account has only been opened for 2 months, he is the one accessing my file. Plus, when i call in....the representatives are able to read his nots and firm everything! I have been really nice to him, plus...i think he likes me from my voice over the phone! (whatever that means!) I dont think that i shoud be punished for capital refusing to report my limits, so i think that i deserve everything that he is giving me! PSugirl (o, I currently attend Penn State-University park(main campus)
I totally forgot this .... When i filed my complaint via planetfeedback.com, i didnt threaten to sue capital one- violation of my fair credit reporting rights....right to have accurate information reported on my files! So, i didnt add this into the complaint to be nasty, just to catch the eye! it worked... PSugirl (dieing from the humidity, cant wait to go swimming at 8)
