Soft inquiries are being as hard Various accounts are being reported as "currently past due". In my case all accounts from IIB.
I noticed the Hard inquiry part. But I also have privacy guard, and PG is reporting that I have no hards.. which is correct. Creditwatch just totally screwed up with the new format.. really hard to read. So I think I'll cancel it now since I'm about 3 months into creditwatch gold.
My equifax pulls from the past 11 months I've had creditwatch show up now in the "hard" inquiries pull section. I typed up my handy dandy dispute letter a few days ago and mailed it off to Equifax. They had better take them off the "hard" inquiry section
"IF" they show up as "HARD" DO YOU ALL HAVE A SCORE THAT IS 100 <LESS> THAN YOU DID LAST MONTH??? My CW expired...
I called EQ and had the rep tell me how many HARD INQUIRIES she could count and she said 4 whcih equals the amount of inquiries I counted. I do not believe they are truly coded as hard. I assume they are using the same data as before, it is merely a display issue. Thats my 2 cents...
