As of 2/21.. My scores are TU 632, Experian 650, and Equifax 677.. My troubles are mainly from a hospital collection of 126.00 that I was stupid enough to pay and a household paid chargeoff and an orchard paid charge off.. Also 2 capital ones that were charge offs that are paid with current status paid as agreed and a satisfied judgement (repo) primus automotive.. The question I have is what should I do.. I have disputed, everything comes back verified and it seems to me that the next 4 years and 11 months are going to be hell for me.. On the plus side though.. My Equifax used to be 579 so that has improved almost 100 points.. I would love to hear some advise.. Thanx ppl.. John
AS to the hospital collection, see my link in my sig regarding state laws..if they are illegal, even if paid, they need to remove..
