I have listings in Chex, and possibly Telecheck. I need a checking account, really only for direct deposit purposes. Are there any banks, that any of you know of, that will possibly open an account for me? More to the point, what are some of the best pre-paid cards that allow direct deposit? If I could find a decent pre-paid, I really don't need a checking account. Also, what is the primary difference between a pre-paid and a secured card? Is it that a pre-paid generaly doesn't do a credit check? Any help will be appreciated.
Anybody here ever use the Wired Plastic of Rush Card? Some feedback would be much appreciated as I need to get one of these cards ASAP.
I would advise Wired Plastic anyday. Rush Card has real problems voiding transactions, thus causing a charge and then still holding authorization. www.fsnb.com is a possible banking option. USAA checks only Telecheck, and you can get off Telecheck by merely paying the merchant.
Thank you for the quick response, author. Regarding FSNB, do you know if they pull Chex or Telecheck?