I'm listed on ChexSystems but have accounts with the following: Checking: Wingspanbank.com (opened in 6/99) their requirements might be higher now TDWaterhouse.com USBancshares.com (checking and savings) Business Account with GLBank.com
I have a USABancShares account. The terms are okay, but I do not really use it very often. The website provides quite a bit of information as well as functional access to your accounts, but it all looks kind-a sucky. I use either Wingspan, BOA, or my old college bank account that I've had for years (well 5).