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Discussion in 'Credit Talk' started by Tony, Mar 7, 2001.
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I bet you the banker was just trying to get credit/commission on opening the credit card as well.
this exact thing happin to me. The only difference was I told them i wouldn't mind a check card and when the pin number came I thought they gave me 2 of them!! then the c card came...
The credit union i bank with does that they prescreen you when you apply for a checking account. And give you the offer if you want it .
All major banks pull credit now!
I was declined for BOFA for an AU chargeoff about 10 years ago.I got the company to write a letter to BOFA explaining it wasnt mine, they approved me.
Here is Texas they asked me a couple of times when I asked for opening Bank Of America. I think they have all your personal information in their computer. All your accounts will show up in their terminal because new accounts representative showed it to me once including the balance of all your accounts and the credit limits of all your credit cards.