Yet another newbie question: How do people on this board check credit reports and scores? I see that many people know what their reports say on a weekly or even daily basis. Surely they are not paying $9 to every CRA weekly. Also, I only have the credit score reported by equifax. How do people get the other credit "scores"?
You can sign up with Exp's Credit Expert at the following website: http://www.experian.com/consumer/index.html And Equ's Credit Watch at the following website: http://www.equifax.com/ They are free services for the first month than you are charged an annual fee... Hope this helps
It is sad that Transunion www.transunion.com doesn't have a subscription service like Equifax and Experian. You can order a report from them with a score. Be careful when answering Transunion's questions, because from some of the posts, they are shutting out people who are answering questions correctly. Good luck.
After 3 successful online reports (1 free), I was blocked this last time. TU's questions are meant to trip you up... 1. Your bureau shows that you obtained an installment loan with Arcadia 5/2002. The loan amount is: a-c...d none of the above 2. Your bureau shows a mortgage opened 8/98. Who is this mortgage with? a-c d none of the above 3. Your bureau shows an auto installment loan. What is the payment? a. 100-200 b. 189-259 c. 295-358 d. none of the above first I had a heart attack. Notice that it states "Your bureau shows...." All I could think was OMG! They messed me up further!!!!! The first 2 aren't right!!!! I answered d., d. then c. Ooops can't identify me! Crap! Worried I bought the true credit TU report. Oh, mercy me!!!! My auto installment loan is 359! So sue me for a buck! What a crock!!!!
