I live in texas and recently was able to open up a bank account due to my new job. I have not written any checks as of yet. However, years ago I had two checks that came back into me. To make a long story short i closed that bank account back in 2003 and as i recalled those two checks were paid via draft from that bank account. Before i even go out and write a check i want to make sure my written privilages are clear. I do not want to be looking dumb at the store. So i would like to know is there any check report agencies out there that i can get a copy of. I know there is telecheck but are there others? Suggestions. thanks in advance.