Cheer me up-Bad mail

Discussion in 'Credit Talk' started by Kittw1, Sep 4, 2001.

  1. Kittw1

    Kittw1 Well-Known Member

    Well the mail finaly delivered me with bad news:

    Radio Shack says the following:
    Number of acounts 120 days or more delinquent in the last two years (well I have nothing new in the last two years)
    Number of accounts currently past due (might be true but it's all in dispute)
    Credit obligations requiring collection or legal judgements (i have no judgements and I do have some collection activity but the original creditor was paid so I am fighting to get that off)
    Oldest satisfactory account not open long enough
    (my student loan which was consolidated 2 months ago)

    SAD and I am ashamed and to say the least I thought they pulled someone else in GA..they used Equifax. I know it was a hard inquiry..this sucks!!

    Our friends at Prohibition (Providian) say the following:
    This letter is in reference to the correspondence received on July 3, 2001, in which you inquired about the status of your Visa account (I never did).

    You state that you never applied for the above mentioned account. This letter will serve as confirmation that the above mentioned account is closed and is currently in review by our Fraud Department.

    Should you have any additional questions in regards to this matter, please contact me (Nicole Johnson, Executive Office) at the above address (A POB in Pleasanton, CA)..

    All I asked was for validation, not all this crap. WTF? Where do I go next?

    GEORGE Well-Known Member

    Sometimes you GET BIT HARD!!!!

    Many people who dispute inquires have FRAUD ALERTS put on their credit report(s)...
  3. Kittw1

    Kittw1 Well-Known Member

    Just throw me to the Sharks! I think I would make out of that situation better than dealing with these nuts.
  4. author_22

    author_22 Well-Known Member

    I'm wondering if this happened to me...many of the cards I applied for never showed up on my report. How damaging is a fraud alert?


  5. Kittw1

    Kittw1 Well-Known Member

    How can I determine if a fraud alert is on my reports?
  6. Quixote

    Quixote Well-Known Member

    I offer the following not to make light of your bad news, only to perhaps help you keep it in perspective:

    Facts Of Life In The 1500s
    Next time you are washing your hands and complain because the water temperature isn't just how you like it, think about how things used to the "good old days"!

    Here are some facts about life in the 1500s:

    1) Most people got married in June because they took their yearly bath in May and still smelled pretty good by June. However, they were starting to smell, so brides carried a bouquet of flowers to hide the body odor. Baths consisted of a big tub filled with hot water. The man of the house had the privilege of the nice clean water, then all the other sons and men, then the women and finally the children-
    last of all the babies. By then the water was so dirty you could actually lose someone in it - hence the saying, "Don't throw the baby out with the bath water."

    2) Houses had thatched roofs-thick straw, piled high, with no wood underneath. It was the only place for animals to get warm, so all the dogs, cats and other small animals (mice rats, and bugs), lived in the roof. When it rained it became slippery and
    sometimes the animals would slip and fall off the roof-hence the saying "It's raining cats and dogs."

    3) There was nothing to stop things from falling into the house. This posed a real problem in the bedroom where bugs and other droppings could really mess up your nice clean bed. Hence, a
    bed with big posts and a sheet hung over the top afforded some protection. That's how canopy beds came into existence.

    4) The floor was dirt. Only the wealthy had something other than dirt, hence the saying
    "dirt poor." The wealthy had slate floors that would get slippery in the winter when wet, so they spread thresh on the floor to help keep their footing. As the winter wore on, they kept adding more thresh until when you opened the door it would all start slipping outside. A piece of wood was placed in the entry way-hence, a "thresh hold."

    5) They cooked in the kitchen with a big kettle that always hung over the fire. Every day they lit the fire and added things to the pot. They ate mostly vegetables and did not get much meat. They would eat the stew for dinner, leaving leftovers in the pot
    to get cold overnight and then start over the next day. Sometimes the stew had food in it that had been there for quite a while-hence the rhyme, "peas porridge hot, peas porridge cold, peas porridge in the pot nine days old."

    6) Sometimes they could obtain pork, which made them feel quite special. When visitors came over, they would hang up their bacon to show off. It was a sign of wealth that a man "could bring home the bacon." They would cut off a little to share with guests and would all sit around and "chew the fat."

    7) Those with money had plates made of pewter.
    Food with a high acid content caused some of the lead to leach onto the food, causing lead poisoning and death. This happened most often with tomatoes, so for the next 400 years or so,
    tomatoes were considered poisonous.

    8) Most people did not have pewter plates, but had trenchers, a piece of wood with the middle scooped out like a bowl. Often trenchers were made from stale paysan bread which was so old and hard that they could use them for quite some time. Trenchers were never washed and a lot of times worms and mold got into the wood and old bread. After eating off wormy moldy trenchers, one would get "trench mouth."

    9) Bread was divided according to status. Workers got the burnt bottom of the loaf, the family got the
    middle, and guests got the top, or "upper crust."

    10) Lead cups were used to drink ale or whiskey.
    The combination would some times knock them out for a couple of days. Someone walking along the road would take them for dead and prepare them for burial. They were laid out on the kitchen table for a couple of days and the family would gather around
    and eat and drink and wait and see if they would wake up-hence the custom of holding a "wake."

    11) England is old and small and they started out running out of places to bury people. So they would dig up coffins and would take the bones to a "bone-house" and reuse the grave. When reopening these coffins, one out of 25 coffins were found to have scratch marks on the inside and they realized they had been burying people alive. So they thought they would tie a string on the wrist of the corpse, lead it through the coffin and up through the ground and tie it to a bell. Someone would have to sit out in the graveyard all night (the "graveyard shift") to listen for the bell; thus, someone could be "saved by the bell" or was considered a "dead ringer."

    Author Unknown

    As bad as things may seem, remember that it's a pretty darn good time to be alive and we were lucky enough to land in a country where we can fight back without fear of REAL retribution. SO, keep fighting. Don't let the fargin' bastages win!
  7. IncomeHelp

    IncomeHelp Well-Known Member

    Oh thats really good. Thanks a bunch for posting it. !


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