They gave some vague verbal disclosures that I verbally agreed to. I gave my soc sec and driver's license number. I thought they just asked for that to make sure who I was, instead they pulled a CONSUMER REPORT on me from the jerks at Chexsystems. This is NOT a credit report but reports on checking and savings account activity. I have a good recored with the bank not bouncing any checks etc. Is it legal for the bank to give my info to a third party passed only on verbal disclosure and verbal reply or does it have to be in writing? I.e. the permission -does it have to be in writing. I am looking at section 610 of the fcra and it seems to indicate I would have had to give agreement in writing? But I'm not totally sure. Does anyone know?