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Chexsystems Help!!!!!

Discussion in 'Credit Talk' started by niecy25, Dec 4, 2001.

  1. Dec 4, 2001 #1
    niecy25

    niecy25 Well-Known Member

    I am on checksystems by a credit union. I only owe $7.00, I need some advice of what I can say to them to help them remove this from my file. I have no problem sending the money in fact sent it off before and they say they never recieved it.

    It is due to come off at the end of May of 2002. I would like them to take it off now. I am in the process of moving, I do have an account now but with this on my record I will not be able to open an account once I move

    Any help that you can give will be greatly appreciated
     
  3. Dec 4, 2001 #2
    jmart

    jmart Well-Known Member

    I'd suggest you call the manager at the credit union. Offer to pay the amount, and explain that this petty "oversight" is making your life tough because you can't open a bank account. Ask him to remove the information from CHEX. Yes, he has access to do that. $7.00 isn't going to give you much bargaining power...but try to convince him that you shouldn't be so heavily penalized for such a small amount.

    This approach will be MUCH easier than trying to deal with CHEX. They are a nightmare.

    jmart
     
  4. Dec 4, 2001 #3
    powel000

    powel000 Member

  5. Dec 4, 2001 #4
    doodyhead

    doodyhead Well-Known Member

    DO NOT CLOSE your current account - even if it's in a different city or state, keep it open until you have another one secured.

    Refuse to patronize financial institutions that use Chexsystems!

    Also - just dispute it, like any other credit bureau entry, they have to prove it or remove it

    Sometimes just speaking nicely to a manager at the bank & pleading your case will help to get it removed

    good luck
     

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