I just found out I have a listing on chexsystems. It was from an account I was joint on with my sister a couple of years ago. How do I approach this with them. Are they regulated by the FDCPA or FCRA?
They would disagree, but they sure are. I *think* it's five years they report. If you're close to that, might just let it go.
I guess the listing is only one year old. Does that mean I am stuck with it for the next four years or is there anything I can do to get my name off their "list"? Thanks.
talk to the bank that listed it and see what you can do to remove your name. it sounds as though you didn't know about it and just explain that to them.
