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CHOD- Experts, when to do it?

Discussion in 'Credit Talk' started by christi523, Aug 14, 2002.

  1. Aug 14, 2002 #1
    christi523

    christi523 Well-Known Member

    For those of you who have had good results,I want to know when is the best time to do the CHOD? Would labor day be a good time or Xmas. How close to the holiday do you do send off the disputes? Thanks!
     
  3. Aug 14, 2002 #2
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    XMAS worked for me. I started about Dec 7th.
     
  4. Aug 14, 2002 #3
    uniondiva

    uniondiva Well-Known Member

    same for me, I sent disputes between dec 7/10th mixed them up between online and snail mail/crrrr. 80 % deleted.
     
  5. Aug 14, 2002 #4
    sal826

    sal826 Well-Known Member

    Just to clarify things.


    So we should send our disputes out starting around Dec 7 but we should do half online and the other half through the mail? I have about 10 derogs I'm still trying to remove and dont want to get that damn "frivolous" letter from those CRA (already got it from Trans)


    I'm really interested in this CHOD theory - does it really shorten our odds of getting deletions?


    Thanks,
    Sal
     
  6. Aug 14, 2002 #5
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Sal,

    That's when my last public record came off. I think it increases your odds greatly (I think even more so for public records :)
     
  7. Aug 14, 2002 #6
    hockeymom

    hockeymom Well-Known Member

    Love,
    Did you dispute online or snail-mail?
     

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