CHOD question for C'Net Experts...

Discussion in 'Credit Talk' started by kjoe, Jan 4, 2005.

  1. kjoe

    kjoe Active Member

    I sent in a dispute letter to Equifax (CRRR) during the CHOD period last year (11/22/04), and received my green card back with a date/signature stamp of 11/29/04.

    I received nothing back from Equifax regarding my dispute. I sent them a second letter (CRRR) demanding that they remove the items I disputed.

    My question is - has anyone had this type of experience with Equifax? If so, was the demand to remove disputed items successful?

    Any info would be appreciated -- thanks!
     
  2. kjoe

    kjoe Active Member

    My second letter, was (of course) 32 days after the date stamped on the green card...
     
  3. kjoe

    kjoe Active Member

    Bump - has anybody sent DV to Equifax during the CHOD period and simply not heard back from them?

    Thanks!
     
  4. icanfixit

    icanfixit Well-Known Member

    I still haven't gotten anything back on my 2 disputes they signed for on 11/29/04.
     
  5. kjoe

    kjoe Active Member

    I have to update this...

    Equifax received my follow-up letter regarding my first dispute on 1/5/05...I called them this afternoon to find out what was going on with my disputes.. The CSR told me that Equifax did not begin the dispute until 1/7/05. I told the CSR that I would be passing this information on to the FTC, then I ended the conversation.

    PLEASE---someone, what are the next steps to be taken? I know they have violated the FCRA. How do I begin involving the FTC? Who else should I involve?

    ANY help would be appreciated!!

    Thanks!
     

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